Mortgages Made Easy: The podcast for anyone who wants to learn how to make getting a mortgage easy.
Mortgages Made Easy Podcast

Videos

Aug. 1, 2025

Fed Update + Smart Credit Strategies for Homebuyers | Rate Watch

This video breaks down the latest Federal Reserve decision, explains why a cautious Fed is good news for homebuyers, and shares crucial credit tips to help you prepare for buying a home. Learn the difference between soft and hard credit pulls, why you should check your credit early, and how…

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July 29, 2025

APR vs Interest Rate Explained: What’s the Difference and Why It Matters

APR Explained: What It Means for Your Mortgage | Homebuyer Guide 🏡 Confused about APR vs. interest rate when shopping for a mortgage? You’re not alone! In this video, mortgage expert Dave Steinberg breaks down what APR really is, how it's calculated, and why it matters when comparing loan offers.…

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July 25, 2025

How the Big Beautiful Bill Affects Interest Rates - Rate Watch 7.24

I dive deep into how the Big Beautiful Bill can help you secure a home in today's market. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial…

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July 21, 2025

How Much Home You Can ACTUALLY Afford

Thinking about buying a home? Before you fall in love with that dream house, let’s break down how much home you can actually afford — based on your income, debt, credit score, and more. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com…

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July 16, 2025

APR vs Interest Rate: What’s New This Week??

Interest rates have remained the same — but what does that say about the APR? Stay informed and learn how today’s changes could impact your home financing strategy. 🏡💼 #MortgageRates #APRUpdate #HomeBuyingTips Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com -…

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July 10, 2025

Mortgage Rates Encourage Homebuyer Comeback! Rate Watch Thursday, July 10th

Mortgage rates are changing, and buyers are jumping back into the market! In today’s quick update, we break down what’s happening with interest rates, how they’re affecting homebuyer activity, and what it could mean for the weeks ahead. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me:…

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June 30, 2025

Understanding Reverse Mortgages with Elder Law Attorney, Ron Fatoullah

Ever wonder what a reverse mortgage actually is — and whether it’s a good idea? 🤔 We covered the basics (and some of the risks) in our latest podcast episode, with Elder Law Attorney, Ron Fatoullah. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166…

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June 26, 2025

Market Boost from Better Rates | Rate Watch 6.25

In this video, we break down the latest improvements in interest rates and what they mean for homebuyers. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial…

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June 23, 2025

Income Based Advantages for First-time Homebuyers

Buying your first home can feel overwhelming—but if your income meets certain guidelines, you may be eligible for powerful financial advantages that make homeownership much more affordable. Watch to find out what those advantages are! Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email:…

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June 20, 2025

What's Happening With Interest Rates?? June 20th Update

This week's rate watch update - LOCK YOUR INTEREST RATE. Stay in control and informed so you can make smarter financial decisions in 2025. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081)…

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June 16, 2025

VA Eligible? Don't Wait to Buy!

Use your benefit to your advantage and become a homeowner. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services 7030 137 Street, Kew Gardens Hills, NY…

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June 12, 2025

Rates are Gradually Improving...

Rate Watch for June 12, 2025. We're seeing gradual improvements in the market right now. Watch to find out what's going on in the market currently. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker…

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June 9, 2025

Episode 54: Why You Should Have an Estate Plan as a First Time Homebuyer

Buying your first home is an exciting milestone—but have you considered what happens to your new asset if something unexpected happens? In this episode, we break down why estate planning is crucial for first-time homeowners. From wills and trusts to powers of attorney, we discuss how to protect your home,…

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June 6, 2025

Are Interest Rates Going Up or Down? Rate Watch for June 6th

Market Rate Conditions are IN for Friday, June 6, 2025 Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services 7030 137 Street, Kew Gardens Hills, NY…

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June 2, 2025

Why People DON'T Use Their VA Home Loan Benefit!

I break down the biggest reason why VA eligible members aren't using their VA home loan benefit based on a disturbing statistic. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York…

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May 30, 2025

Market Rate Watch - How To Remain Successful In a Competitive Market #news

Market Rate Watch for Friday, May 30th, 2025. We break down current real estate market conditions and share smart strategies buyers can use to make confident decisions—even in a shifting market. 🔍 What’s really happening with prices and inventory 📊 How interest rates are impacting affordability ✅ Tips to stay…

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May 25, 2025

Don't KILL Your Credit Before Buying a Home!

The one cardinal mistake that I see clients making often when it comes to buying a home and your credit report. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State…

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May 23, 2025

Market Rate Watch - What's Going On With Interest Rates Right Now?

Real Estate Market Update for Friday, May 23rd, 2025. Why You Should Lock In Your Rate NOW! 🔒 In this video, we break down the current real estate market trends and explain why locking in your mortgage rate could be a smart move. Don’t miss these expert tips on navigating…

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May 21, 2025

What To Know About Buying a Home TODAY!

A clip from episode 53 of the Mortgages Made Easy Podcast with David Joyandeh. We chat about the top 3 things buyers should know about buying a home in today's market, along with a few other tips and tricks of how to remain successful. Dave Steinberg NMLS: #67325 Mortgage Broker…

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May 14, 2025

3 Things to Prepare for When Buying a Home in New Jersey with David Joyandeh - Mortgages Made Easy

A clip from episode 53 of the Mortgages Made Easy Podcast. I sit down with David Joyandeh and talk about the 3 important things to prepare for when buying a home in New Jersey. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com…

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May 14, 2025

Episode 53: Why An Attorney is Crucial to Have as Part of Your Homebuying Team

Welcome to Episode 53 of the Mortgages Made Easy Podcast, hosted by Dave Steinberg! In this exciting episode, we sit down with David Joyandeh with Law Partner Buckalew Frizzell & Crevina LLP (BFC) to talk about the importance of having an attorney as part of your home buying team. We…

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May 8, 2025

How Will You Be Able to Afford a House Payment??

Many first time homebuyers are hesitant about buying a home simply because they aren't sure whether they can afford the monthly payment. Here are some tips on how you can start planning to purchase your first home without the financial worry. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding -…

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May 4, 2025

How Do You Know What to Offer on a Home?

Struggling to figure out what your best offer may be on a home?? Here are some tips to figure out what the home value may be worth to you. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding |…

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May 4, 2025

Can You Buy a Home with VA Loan 2025?

If you're a veteran, here are the biggest tips for using your VA benefit to buy a home in 2025 real estate market conditions! Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081)…

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