Videos

Are you applying for a mortgage in 2025? Your credit score could make or break your approval. 🏡💳 In this quick "Summit Minute," mortgage expert Dave Steinberg shares 5 essential credit tips every homebuyer needs to know before applying for a loan. From checking your credit report to avoiding big…

Are mortgage rates finally improving? In this week's episode of Rate Watch, mortgage expert Dave Steinberg breaks down the latest news on interest rates, what’s driving the market, and what it means for homebuyers and refinancers in 2025. ✅ Learn why mortgage rates are trending lower ✅ Discover how the…

Thinking of selling your home but don’t know where to start? In this episode of Mortgages Made Easy, we break down Home Selling 101 with MJ Agostini— the essential steps, tips, and insider strategies you need to sell your house fast and for top dollar. 📌 What You’ll Learn in…

Thinking about refinancing your mortgage? 🏡💰 Mortgage expert Dave Steinberg breaks down why now could be the perfect time to refinance, with interest rates at their lowest since early 2024. Learn how to determine if refinancing makes sense for you based on your current rate, how long you plan to…

Thinking About Selling Your Home and Buying a New One at the Same Time? Watch This First! 🏠🔁 In this video, real estate expert MJ and financial pro Dave take a deep dive into the move-up buying process—where you're selling your current home while purchasing a new one. They share…

Mortgage rates are improving, but should you lock in your rate now or wait for potentially better offers? In this video, mortgage expert Dave Steinberg breaks down how mortgage rates vary by location, credit score, and personal risk tolerance. Learn how to decide the best time to lock in your…

Thinking about buying a home but not sure what’s true and what’s just hype? In this video, we break down the 10 most common myths about purchasing a home — and reveal the truth behind them. Whether you're a first-time homebuyer or just curious, this video will help you separate…

Wondering what's happening with mortgage rates this week? 📉 I'm Dave Steinberg—your mortgage guy—and in this episode of Rate Watch, I’m breaking down the current rate trends and the Top 10 Mortgage Myths that cost homebuyers time, money, and peace of mind. Whether you're a first-time buyer or just need…

Sale on refinancing your home? Here's what some lenders are saying. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services 7030 137 Street, Kew Gardens Hills,…

In this week’s update, Dave breaks down the latest news on mortgage interest rates, upcoming Federal Reserve decisions, and what they mean for homebuyers in today’s market. 👉 Rates have stabilized—for now. But with Fed Chair Jerome Powell speaking soon and the FOMC meeting on September 17, big changes could…

Wondering how rising or falling interest rates affect your ability to buy a home? In this video, we break down the latest interest rate updates and explain exactly how the mortgage market works — whether you're a first-time homebuyer, investor, or just curious about the housing market. Dave Steinberg NMLS:…

In this episode of the Mortgages Made Easy Podcast, host Dave Steinberg sits down with Kristen Binkley of Axos Bank, a leading expert in non-traditional mortgage lending for high-net-worth individuals and entrepreneurs with complex financial profiles. Kristen shares how Axos Bank specializes in mortgage solutions that other banks won’t touch…

Are you wondering what’s happening in the mortgage market right now? This video breaks down the latest mortgage rates, market trends, and what they mean for homebuyers and homeowners thinking about refinancing. 🔹 Mortgage rates remain mostly stable but slightly higher than last week. 🔹 Market uncertainty grows as buyers…

Thinking about getting an Adjustable Rate Mortgage (ARM)? In this video, we break down everything you need to know about how ARMs work, how the interest rates adjust, and what the risks and benefits are compared to fixed-rate loans. ✅ What is an ARM? ✅ Fixed vs. Adjustable Rate Mortgage…

In this episode of the Mortgages Made Easy Podcast, we sit down with Mark E. Jurewicz, CPA with Cullari Carrico, break down the much-talked-about Big Beautiful Bill and what it really means for homeowners, buyers, and the real estate market. Whether you're a first-time homeowner, a real estate investor, or…

This video breaks down the latest Federal Reserve decision, explains why a cautious Fed is good news for homebuyers, and shares crucial credit tips to help you prepare for buying a home. Learn the difference between soft and hard credit pulls, why you should check your credit early, and how…

APR Explained: What It Means for Your Mortgage | Homebuyer Guide 🏡 Confused about APR vs. interest rate when shopping for a mortgage? You’re not alone! In this video, mortgage expert Dave Steinberg breaks down what APR really is, how it's calculated, and why it matters when comparing loan offers.…

I dive deep into how the Big Beautiful Bill can help you secure a home in today's market. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial…

Thinking about buying a home? Before you fall in love with that dream house, let’s break down how much home you can actually afford — based on your income, debt, credit score, and more. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com…

Interest rates have remained the same — but what does that say about the APR? Stay informed and learn how today’s changes could impact your home financing strategy. 🏡💼 #MortgageRates #APRUpdate #HomeBuyingTips Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com -…

Mortgage rates are changing, and buyers are jumping back into the market! In today’s quick update, we break down what’s happening with interest rates, how they’re affecting homebuyer activity, and what it could mean for the weeks ahead. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me:…

Ever wonder what a reverse mortgage actually is — and whether it’s a good idea? 🤔 We covered the basics (and some of the risks) in our latest podcast episode, with Elder Law Attorney, Ron Fatoullah. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166…

In this video, we break down the latest improvements in interest rates and what they mean for homebuyers. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial…

Buying your first home can feel overwhelming—but if your income meets certain guidelines, you may be eligible for powerful financial advantages that make homeownership much more affordable. Watch to find out what those advantages are! Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email:…