Are you applying for a mortgage in 2025? Your credit score could make or break your approval. 🏡💳
In this quick "Summit Minute," mortgage expert Dave Steinberg shares 5 essential credit tips every homebuyer needs to know before applying for a loan. From checking your credit report to avoiding big purchases after approval, these credit score strategies could save you thousands on your mortgage!
🔑 What You’ll Learn:
0:00 – Why your credit score matters
0:21 – How often to check your credit report
0:44 – Why unfreezing your credit is important
1:10 – Will checking your credit hurt your score?
1:32 – What NOT to do after mortgage approval
📌 Whether you're a first-time homebuyer or refinancing, understanding your credit is crucial to securing the best rates and getting approved fast.
Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding
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Connect with me:
Office: 718.575.1166
Email: dave@summitfunding.com
https://summitfunding.com
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Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services
7030 137 Street, Kew Gardens Hills, NY 11367
Summit Funding | Licensed Correspondent Mortgage Lender (NMLS #301151) New Jersey Department of Banking and Insurance
Summit Funding Inc., Your Mortgage Professionals Licensed Mortgage Broker (NMLS #84943) | State of Connecticut Department of Banking
Summit Funding, Your Mortgage Professionals, Inc. Licensed Mortgage Broker (NMLS #84943) | Florida Office of Financial Regulation
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