Mortgage rates have stayed remarkably stable over the last month — but what does that mean for you as a homebuyer or homeowner looking to refinance? In this week’s update, mortgage expert Dave Steinberg shares practical advice on when to lock your mortgage rate, how market stability impacts your decisions, and why homeownership remains one of the best paths to long-term wealth.

Plus, Dave shares some personal news — the joy of becoming a grandfather — and how it’s inspired him to help clients focus on their future through smart, informed homebuying choices.

📌 In this video:
Current mortgage rate stability explained
When to lock your mortgage rate (and why timing matters)
Conservative vs. flexible rate-lock strategies
The wealth-building benefits of homeownership
Dave’s personal story and commitment to helping buyers make confident decisions

Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding

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Connect with me:
Office: 718.575.1166
Email: dave@summitfunding.com
https://summitfunding.com
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Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services
7030 137 Street, Kew Gardens Hills, NY 11367

Summit Funding | Licensed Correspondent Mortgage Lender (NMLS #301151) New Jersey Department of Banking and Insurance

Summit Funding Inc., Your Mortgage Professionals Licensed Mortgage Broker (NMLS #84943) | State of Connecticut Department of Banking

Summit Funding, Your Mortgage Professionals, Inc. Licensed Mortgage Broker (NMLS #84943) | Florida Office of Financial Regulation
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