Are mortgage rates finally improving? In this week's episode of Rate Watch, mortgage expert Dave Steinberg breaks down the latest news on interest rates, what’s driving the market, and what it means for homebuyers and refinancers in 2025.
✅ Learn why mortgage rates are trending lower
✅ Discover how the upcoming Federal Reserve meeting on September 17 could impact rates
✅ Understand the risks of “playing the market” vs. locking in a rate
✅ Find out how improving rates could affect housing prices and competition
✅ Get expert tips on whether now is the right time to buy a home
👉 If you’re thinking about buying a home or refinancing, now may be the time to act. Watch this video to get the insights you need to make smart, informed decisions.
Chapters:
00:00 – **Intro & Headline News**
Dave opens with this week’s big news: mortgage rates are improving.
00:22 – **Why Rates Are Dropping**
Market optimism grows as the Fed may cut rates on September 17.
00:34 – **Market Warning: Buy the Rumor, Sell the News**
Dave explains why rates could bounce after the Fed acts.
00:54 – **Locking In vs. Playing the Market**
Why locking your rate now may be the smarter move.
01:10 – **Should You Wait to Buy?**
Lower rates may bring more competition—and higher home prices.
01:22 – **Get Personalized Mortgage Help**
Dave invites viewers to reach out with mortgage questions.
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Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding
What You'll Learn In This Video:
📉 Mortgage rates are improving, with the market trending toward lower rates overall.
📆 The Federal Reserve may lower interest rates at their upcoming meeting on September 17th, which is fueling optimism.
⚠️ Market timing is risky — it's often smarter to lock in a good rate now rather than wait and risk volatility.
🏡 Waiting to buy could cost more — lower rates may bring more competition, driving home prices up.
🤝 Personalized mortgage advice matters — every situation is different, and expert help can guide you through buying or financing a home.
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Connect with me:
Office: 718.575.1166
Email: dave@summitfunding.com
https://summitfunding.com
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Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services
7030 137 Street, Kew Gardens Hills, NY 11367
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