Mortgages Made Easy: The podcast for anyone who wants to learn how to make getting a mortgage easy.
Mortgages Made Easy Podcast

Videos

March 2, 2022

How important is your credit score?

Your credit score matters, but it doesn't have to be perfect in order to qualify for a home loan as there are many programs out there that allow for low credit scores. Reach out to me today and let's talk about your options! Dave Steinberg NMLS: #67325 Mortgage Broker Summit…

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Feb. 25, 2022

Fixed vs Adjustable Rate Mortgages

What's the difference between a fixed rate mortgage and an adjustable rate mortgage? Which one makes more sense? I go over the details in this video. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker…

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Feb. 15, 2022

Condominium Requirements for 2022

new requirements put in place regarding buying a condominium in today's market. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services 7030 137 Street, Kew Gardens…

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Feb. 9, 2022

VA Home Loan

All the benefits of using your VA home loan to buy a home! Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services 7030 137 Street, Kew…

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Jan. 18, 2022

Important News Regarding Second Home Mortgages

Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services 7030 137 Street, Kew Gardens Hills, NY 11367 Summit Funding | Licensed Correspondent Mortgage Lender (NMLS #301151)…

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Jan. 11, 2022

What are Closing Costs?

What's included in the closing costs? I share with you in this video. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services 7030 137 Street, Kew…

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Jan. 11, 2022

Happy 2022

Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services 7030 137 Street, Kew Gardens Hills, NY 11367 Summit Funding | Licensed Correspondent Mortgage Lender (NMLS #301151)…

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Dec. 29, 2021

Happy New Year!

Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services 7030 137 Street, Kew Gardens Hills, NY 11367 Summit Funding | Licensed Correspondent Mortgage Lender (NMLS #301151)…

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Dec. 15, 2021

Pre-qualification vs. Pre-approval

Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services 7030 137 Street, Kew Gardens Hills, NY 11367 Summit Funding | Licensed Correspondent Mortgage Lender (NMLS #301151)…

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Dec. 7, 2021

What is APR?

Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services 7030 137 Street, Kew Gardens Hills, NY 11367 Summit Funding | Licensed Correspondent Mortgage Lender (NMLS #301151)…

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Dec. 1, 2021

How to Get a Loan When You Are Self-Employed

Self-employed? Here's what you need to know about buying a home! Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com www.summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services 7030 137 Street, Kew Gardens Hills,…

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Nov. 23, 2021

Pre-Qualification vs. Pre-Approval

Know the difference between a pre-qualification and a pre-approval because sellers might ask you for one of the two. Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com www.summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of…

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Nov. 16, 2021

Is FHA Right for You?

Is FHA the right home loan program for you? Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com www.summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services 7030 137 Street, Kew Gardens Hills, NY 11367…

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Nov. 3, 2021

Do You Really Need 20% Down

The biggest myth in the mortgage industry is that you need 20% down to buy a home!

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Oct. 28, 2021

Are You Tired of Paying PMI?

Get rid of your PMI by checking out these alternatives.

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Oct. 21, 2021

New, Higher Loan Limits

BREAKING NEWS!!! The conforming loan limit has increased making it easier for first time home buyers to qualify for a home loan in high costs areas. #mortgages #homeloans #yourmortgageguy #firsttimehomebuyer

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July 8, 2021

The Dos and Don'ts of Mortgages

I go over some big tips on the dos and don'ts of mortgages! - Dave Steinberg Your Mortgage Guy NMLS: #67325 Mortgage Broker Summit Funding - CONNECT WITH ME: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com SOCIAL LINKS: facebook.com/SummitFunding/ linkedin.com/company/summit-funding-ny/ - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State…

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July 6, 2021

Why Summit Funding Stands Out

In this video, I sit down with education specialist Ginger Bell and talk about what to look for in a mortgage company. - Dave Steinberg Your Mortgage Guy NMLS: #67325 Mortgage Broker Summit Funding - CONNECT WITH ME: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com SOCIAL LINKS: facebook.com/SummitFunding/ linkedin.com/company/summit-funding-ny/ - Summit Funding…

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June 10, 2021

How Does PMI Work?

What is private mortgage insurance and how does it work? I walk through the details of mortgage insurance programs associated with some home loans. - Dave Steinberg Your Mortgage Guy NMLS: #67325 Mortgage Broker Summit Funding - CONNECT WITH ME: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com SOCIAL LINKS: facebook.com/SummitFunding/ linkedin.com/company/summit-funding-ny/ -…

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April 16, 2021

Remodeling: Paying for Home Renovations

Thinking about buying a fixer upper? Or looking to update some of the features in your current home? In this video, I go over the types of loan options that allow you to include your renovations in your mortgage. - Dave Steinberg Your Mortgage Guy NMLS: #67325 Mortgage Broker Summit…

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March 17, 2021

Can You Really Afford a Mortgage?

Can you afford a mortgage? In this video I go over a few different scenarios to help you understand how much you can afford when buying a home. - Dave Steinberg Your Mortgage Guy NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com -…

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March 12, 2021

Why You Should Get Pre-Approved

Should you get pre-approved? Is it necessary? In this video, I go over the details on whether a pre-approval will get you into the home of your dreams faster. - Dave Steinberg Your Mortgage Guy NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com…

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March 10, 2021

Ways to Beat a Cash Offer

Up against a cash offer? Don't stress. I go over a few ways that you can beat a cash offer on the home of your dreams. - Dave Steinberg Your Mortgage Guy NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding…

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March 3, 2021

Appraisals: What's It Worth to You?

What's your home worth? Appraisals are a way in determining your home's value. - Dave Steinberg NMLS: #67325 Mortgage Broker Summit Funding - Connect with me: Office: 718.575.1166 Email: dave@summitfunding.com https://summitfunding.com - Summit Funding | Registered Mortgage Broker (NMLS #52081) New York State Department of Financial Services 7030 137 Street,…

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